Question from an Interview

Allison from Homestead, FL 

Posted on Sunday, August 15, 2010

My house is being foreclosed. I'm only a littel bit underwater and I think maybe I can get a new loan but everyones says it will take time. Someone at work told me I can get more time by if I file bankruptcy. Is that a good choice for me?...

Sara from Long Island, NY 

Posted on Tuesday, January 26, 2010

Dear Ms. Olefson, I am a Realtor but also a homeowner. I read your article in January Realtor magazine that I received and wanted to direct your attention to our (myself and my husband) story as it was posted on a Consumer website. Please do not hesitate to open the link because it could make a...

Trish Giassa from Summit , NJ 

Posted on Friday, January 15, 2010

Hello Shari, I read your article in the Costco Connection and found it to be a wonderful, concise treatise on why people should try to stay in their homes vs decide to default because they owe more than their home is worth. I would like your permission to post this on my blog www.activerain.com/...

Sandra from Coral Gables, FL 

Posted on Tuesday, September 1, 2009

Hi. Shari. I saw you on CNBC last week. I live in Miami and I've also seen you on 10 here before. My question is about mortgage modification comopanies. I hired one 7 months ago and so far I do not think they have done anything. My home is still in foreclosure and how they are not returning my ca...

Willy from Las Vegas, NV 

Posted on Wednesday, August 19, 2009

Hi, I saw you yesterday on C-SPAN. I really enjoyed it and would like to get in touch with you for any news about real estate. I have a property in Las Vegas and it's under water...way under... Don't know really where to go for advise..very confusing situation... I think I will walk away and start a...

Michael A. D'Amelio, President, The Continental G from San Diego, CA 

Posted on Monday, August 17, 2009

Shari— I viewed the presentation you gave in Ft. Lauderdale on C-SPAN-2 this evening. I really enjoyed it. I’m a developer, an affordable housing policy adviser to the City of San Diego and the owner of a firm specializing in the work out of distressed commercial assets (Class A residential ...

April from Fort Myers, FL 

Posted on Monday, August 17, 2009

Hello Shari:My legal representation in this foreclosure action seems to have failed me so far. In March I retained an attorney who promised an "excellent" result if the appraisal of the property came in at or below the amount of the mortgage and the appraisal came in almost $100,000 less than the ...

Ron from Johns Creek, GA 

Posted on Saturday, August 15, 2009

Hello Shari, I saw your recent interview on C-span 2, and found it very informative. I too am looking for help. I've spent 26 years in the automobile business and have been laid off. I need advice as to how to handle modification, which I have applied for and have no answer after 4 months. Also, I n...

Samuel from Coconut Creek, FL 

Posted on Saturday, August 15, 2009

I saw you on channel 10 last Saturday and am wondering can you tell me what difference it makes on my credit report for a foreclosure or a deed in lieu of foreclosure? My bank does not want to take a deed but my wife says, so wht why bother....

Jenna from Cooper City, FL 

Posted on Thursday, August 13, 2009

I heard you explain the forclosure process on chan 10. but im being foreclosued and i just got a letter about mediation, that is that. can you please explain it?...

Bertram from Hollywood, FL 

Posted on Wednesday, August 12, 2009

My wife saw you on chanel 10 and wrote down this website. she said you were also on cnbc as a economic crisis correspondant and maybe you can help us. We are both teachers. Our loan will be adjusting in two years. When we bought the broker told us we could just get a new loan when the rate on this...

Alexander from Miaramar, FL 

Posted on Tuesday, August 11, 2009

I've been hearing a lot about banks not wanting to modify my mortgage because they'll make more money of they foreclosure on me. Is this true? How are some people able to get modifications then? Should I even bother trying?...

N.Y. from Miami, FL 

Posted on Saturday, August 8, 2009

Shari, Thanks for the excellent book. I have read it thoroughly and will keep using it as a reference in the future. I am about to default on my mortgage for a condo in miami beach. I have been working with the bank to settle on a deed in lieu for the past 3 months. The bank in question is Wells Far...

junny from short hills, NJ 

Posted on Friday, August 7, 2009

My family is going through a foreclosure right now. We love your book, Foreclosure Nation, and were wondering if you had any recommendations for foreclosure defense attorneys in northern New Jersey. Thank you for your wonderful work!...

Suzanne from Anonymous, NY 

Posted on Friday, August 7, 2009

I need help. In spite of my best efforts, including my sending monies to cover mortgage payments, Wells Fargo has proceeded with a foreclosure and sale of the house in which my bedridden sister and I live. I have been trying to work this out since March. I am desperate. ...

Fay from Anonymous, NY 

Posted on Friday, August 7, 2009

Just saw your 5/09 preesentation via BookTV on C-SPAN that aired this afternoon. Not many folks you can trust out there these days but I read you as trustworthy. I have good credit for now (FICO 720) and a good credit history but am recently on unemployment due to RIF and economy. I am struggling t...

Jay from Anonymous, NY 

Posted on Friday, August 7, 2009

Thanks for your thoughts on the CSPAN program. ...

Lisa from Fort Lauderdale, FL 

Posted on Friday, August 7, 2009

I was wondering if you have any thoughts on what borrower foreclosure defense attorneys? I really don’t know what attorneys are truly handling and having luck getting through to lenders in lieu of litigation. I know that many have been assisting borrowers for a few years with negotiating loan mods ...

James R. Stout from Las Vegas, NV 

Posted on Friday, August 7, 2009

I saw your article in the Sun. I practice mortgage litigation in Las Vegas. I also have a blog called Nevada Foreclosure Mediation ...

Jackie from Tampa, FL 

Posted on Monday, August 3, 2009

I hesitated to send you this as I know you are quite busy but, having seen you on Booktv, I think you will be interested. Back in the eighties we moved to Temple Terrace, a bedroom town of Tampa. We picked out a house in the lower price range. We could have paid cash but that would have r...

Julye Raycraft from Cedarville, MI 

Posted on Monday, August 3, 2009

After watching Ms. Shari Olefson on BookTv, I thought that maybe there is a chance to save my deceased sister's dream houses in Fort Myers. My sister,Lynda Brisbois,worked as a J . A. in Lee County. She had a vision to provide housing for single, nontraditional women and families. She worked hard...

Joe Giarratano from Beaumont, TX 

Posted on Monday, August 3, 2009

I have just watched your excellent presentation on CSPAN. (I know it originally was done back in May.) I certainly plan to purchase your book, "Foreclosure Nation." I was especially struck by your statement about how our sociological changes, what we are willing to accept today vs decades ago, are p...

ORLANDO from Pembroke Pines, FL 

Posted on Sunday, August 2, 2009

Good morning, I come to you this morning hopping that I will be able to sleep better at night with out the fear of loosing my home, I don't know were I went wrong but I'm hopping that you will be able to help me. I have been going through some rough times for the past 11 months I was unemployed w...

Andrew from Hollywood, FL 

Posted on Sunday, August 2, 2009

Good morning, I recently saw your book's spot on the Saturday morning news. My home is currently being lost to foreclosure action. My wife and I would like to save our home. Is there someone that I can speak to, to get a direction to moves toward in saving our home. ...

Tina Polsky from Boca Raton, FL 

Posted on Thursday, July 30, 2009

CNBC "Call of the Wild" with Larry Kdlow. Shari You were awesome. My husband keeps CNBC on in his office and I randomly walked in just now and started screaming that you were on! I loved the way you asserted yourself in the group. You rock!!!...

Trevor Turner from Confidential, NY 

Posted on Monday, July 13, 2009

I loved your you tube videos. Your right on the money ...

John Palla from Chicago, IL 

Posted on Wednesday, July 1, 2009

Mrs. Olefson, I read your comment about keeping people in their homes. I agree with you that the MHA, H4H, etc... are not very effective. I have come up with a program called a short payoff refinance. It has help one client reduce his monthly payment by $1,750, and his mortgage balance by $80,000. S...

Zora de Bodisco, Friends of the Library from Lutz, FL 

Posted on Wednesday, July 1, 2009

This is a message for Ms. Shari Olefson regarding her possible interest in doing a speaking engagement/book signing in Tampa for the Friends of the Library. I would appreciate this message being routed to her attention. Thank You. ...

Amy from St Pete, FL 

Posted on Thursday, June 18, 2009

Shari - I heard you on the radio yesterday afternoon and have a question. I've heard that the filing fees for banks to file a forelcosure action in Florida increased dramatically June 1. First, is that true? And second has that stopped the number of foreclosures or had any other impact?...

Irene Del Valle from Hollywood, FL 

Posted on Thursday, June 18, 2009

Radio interview on WIOD Good evening I was fortunate to catch your interview this morning and heard you mention something about the ability for a resident to petition to have their real estate taxes reduced…Would you be so kind as to advise where and who I can contact regarding this possi...

Laura from Undisclosed, NY 

Posted on Tuesday, June 16, 2009

I saw Shari on BookTV this weekend, and was so moved to finally hear someone who was answering the questions I was asking. I can't wait to get my hands on the book. I've been asking for years, "What happens when everyone has a refrigerator?" (Refrigerators were what was used as the example "widg...

Andy Kaplan from Hallandale, FL 

Posted on Tuesday, June 16, 2009

Shari, I caught your book lecture of 5/26 on C-Span2 this weekend. Great presentation and clearly spot on! It is still unimaginable how the problem was able to build for so long with so few voices sounding the alarm. I was actively consulting to the industry in 2004 and 2005 and advised my cl...

Lahlou-Amine, Sarah from Tampa, FL 

Posted on Tuesday, June 16, 2009

Hi Shari, I just wanted to let you know that I really enjoyed watching this program. Your discussion was very interesting, and you did a great job fielding all those questions! ...

Sally from Undisclosed, GA 

Posted on Tuesday, June 16, 2009

Just saw you on BookTV, and thought you were just great! You did not address my particular issue in you presentation, so thought you might guide me in an "immediate need" situation. I recently moved to GA from Ft. Lauderdale, so I know the laws are different, but here goes.... My 88 year old m...

Gladys Brewer from Tampa, FL 

Posted on Thursday, May 28, 2009

Hi Ms. Olefson, I was wondering if you could explain to me the reason why the people on the deed of the house (or mortgage, not sure which is the one) cannot be changed for them to be qualified for the home rescue plan. My husband died almost 3 years ago and I am trying to refinance to get a ...

Amy K. from Fort Lauderdale, FL 

Posted on Saturday, May 23, 2009

Does being upside down mean the same thing as being underwater? How do I know if I am this? ...

Rachel from Miami, FL 

Posted on Saturday, May 23, 2009

Shari, I was listening to you interview last week on WIOD and heard you mention that you have names of mortgage brokers who could help those of us that are upside and can't get a modification, but are paying on time. Would you please share the names of companies that I may be able to check with? Tha...