I. General Disclaimer and Conditions of Use

FN provides information and general advice to help you understand some of the issues and challenges we are all facing now. As laws vary from state to state and are constantly changing, only a lawyer you personally retain can provide you with specific advice to rely on. This website and its contributors is merely a publisher, and is neither a law firm, nor a substitute for your own attorney’s advice, nor a legal referral service.

By using FN, you are agreeing that under no circumstances will the site, Shari Olefson or any other contributor, its affiliates, or any lawyer listed on the site be responsible for (1) any information contained on or omitted from the site(s), (2) any person's reliance on any such information, whether or not the information is correct, current or complete, (3) the consequences of any action you or any other person takes or fails to take, whether or not based on information provided by or as a result of the use of the sites. FN, Shari Olefson and their affiliates further have no responsibility for (4) any person's satisfaction with any lawyer, whether relating to the lawyer's competence, diligence, or otherwise (5) the results of any advice given by or representation from any lawyer, or (6) the failure or refusal of any attorney to respond or consult to you. You are welcome to view this site for your own personal, non-commercial purposes, for free. Copying or other use of any of the information contained on this site is strictly prohibited.

The display of an attorney's or law firm's firm name may be deemed Attorney Advertising in some states.

Foreclosure Nation The Book Terms and Conditions of Use

The Ask Shari a Question and Blogs are intended to enable you to benefit from the experience of other consumers who have faced similar legal issues. Shari Olefson has NOT reviewed the postings on the site and does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting, or the status, legitimacy or bona fides of any person (even one purporting to be an attorney or moderator) making a post. You understand and agree that information on this site, even posted by an attorney or moderator, should not be relied upon and is not a substitute for advice from your own attorney licensed in your own jurisdiction, who you have retained to represent you.

Although we attempt to delete objectionable messages, we operate in real time and do not review material before posting. All messages express the views of the author, and neither FN, its parent company nor affiliates will be held responsible for any content, any posting or any message.

You agree that all material you post becomes the property of FN, and FN has the right to remove, edit, move or close any posting or thread at any time for any reason, at its discretion. You agree NOT to post any other person’s or firm’s copyrighted material. You are solely responsible for the content of your messages, and you agree to indemnify and hold harmless FN and its affiliates with respect to any claims and demands against them, including any attorney fees and expenses, based upon your submission of material.

You agree that you will NOT use this site to post any knowingly false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, or threatening message and/or user name, or to post any advertisement, chain letter, solicitation or other commercial message, or to post material that is illegally invasive of another person's privacy.