GSEs (Fannie/Freddie),FHA&HUD


Posted on Tuesday, November 2, 2010

On September 7, 2008, Federal Housing Finance Agency (FHFA) placed Fannie Mae and Freddie Mac (the government sponsored enterprises, or GSEs) into conservatorship. FHFA explained it took this action “to help restore confidence in Fannie Mae and Freddie Mac, enhance their capacity to fulfill their [housing] mission, and mitigate the systemic risk that has contributed directly to the instability in the current market.” Now under debate is the future structure of Fannie Mae and Freddie Mac.
View NAR 2010 GSE Reform Recommendations> (PDF: 149K)
Latest News
Fannie Mae and Freddie Mac Unveil New Appraisal Independence Standards (Oct 15)
NAR Submits Comments on Private Transfer Fees (Oct 15)
NAR Submits Comments to Federal Reserve on Appraisal Independence (Oct 14)
Serious Questions Raised about the Validity of Foreclosures (Oct 7)

Fannie Mae and Freddie Mac's New Incentives for Homebuyers
In September, 2010, Fannie Mae and Freddie Mac announced new incentives for homebuyers to purchase foreclosed properties. Both initiatives, Fannie Mae's special offer through and Freddie Mac's, aim to stabilize communities and foster affordable homeownership. Visit both sites listed below for more detailed information. Special Offers>>
Conforming Loan Limits
On September 30, 2010, Congress passed legislation extending the loan limits for Freddie Mac and Fannie Mae (the GSEs) and FHA. Under the bill, which has been signed by the President, the current loan limits will remain in place through September 30, 2011.
Detailed information about local area loan limits>
Making Home Affordable Program
On February 18, 2009, President Obama announced his Making Home Affordable Program, designed to help up to 7-9 million families avoid foreclosure by restructuring or refinancing their mortgages.
For more detailed information, visit

Fannie Mae E-News for Real Estate Professionals
Fannie Mae has set up an electronic newsletter targeted to real estate professionals.
Subscribe to start receiving the newsletter>

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