Posted on Saturday, January 22, 2011
Retirement can seem like a long way off, especially if you're struggling to make ends meet now. However, you do need to make saving for your "golden years" a priority. At the same time, you need to be smart about how you do it. It's also important to be realistic about your retirement needs. Think about downsizing and living in a smaller home, condo or apartment -- with fewer things. Keeping up with what others have will not help you have a happy retirement, but a sizable nest egg, good health and peace of mind will.