Posted on Saturday, January 22, 2011
If you find you’re having problems sticking with the budget, this tip may help. Many things, particularly the larger ticket items, you buy for other reasons other than necessity; the need to feel important, keeping up with the Joneses. If you can afford to do that, its just fine. But if you need help making ends meet, then you need to tune into why you are making these purchases and how you can help yourself stop. Be aware of enticing advertisements – on TV and in print, but also in the checkout aisle. Are you buying things to make yourself feel happy or fulfilled? Focus on the positive aspects of living within your means (and eventually even saving more for college, retirement or a rainy day) – being careful with your money does not make your life any less full. Interestingly, studies have shown that folks who live within their means tend to socialize and exercise more and describe themselves as optimistic, resilient, connected, driven, curious, intuitive and confident.